Shopping For a New Home

Shopping For a New Home

Congratulations on your decision to get a new home, now is the time to consider some aspects to help you find your dream home.

First and most importantly, find a professional Real Estate agent to help you get through the process. Before you decide how many bathrooms you need, or what area is the best, it's important to know how your credit is and if your actual financial situation is in good condition, and finally, how much you are going to be able to qualify for on a mortgage.

All these aspects are important to consider before you get in your car and drive around looking for you next home. So the beginning to buying a property starts with researching for a good real estate agent, somebody that you like and trust. You can find these qualified people on the internet or through the newspaper or possibly by referrals. The second step is to interview the agent and see what service he or she is able to offer to you and if you have to make a commitment to work with one person at a time.

After you select the agent that you feel most comfortable with, it's time to bring all the questions that you think are important to you in order to know if you are going to be able to aford the house.

The financial part is the most important one - that means your credit score, your monthly income, proof of employment, downpayment, etc. You will need to know how much money you are going to need for closing the transaction. Generally closing costs are 10 percent, byt sometimes it's up to an additional 3%. Finally, earnest deposit money is the first thing you will need to make the offer.

A proffesional real este agent is trained to help you through this financial part, but in addition to that, after you establish your criteria, is able to search easily for your criteria in a computer system, looking around all tha neighborhoods that you are interested in and show you all the properties available in the real estate market, before you get in the car. This means you get pictures and sometimes virtual tours, etc. so that you can disqualify the properties that you do not like, saving you time and inconvenience.

When you find your dream home, it's important to ask questions about the area, school, amenites like grocery stores, doctors offices, recreation areas, libraries etc. Sometimes driving around the neighborhood to identify these factors helps you to make the best decision.

Remember that working with a good agent, saving you time, money and inconvenience, is the best way to find what you want. Somebody that does the job for you, review all the contracts, negotiate the best deal, make sure the house passes all the inspections and is ready for you to move in immediately. Good luck on your new home.

About the author:

Ingrid Macher is a Real Estate Agent in the Las Vegas, NV and Henderson, NV areas. If you have any unanswered questions, you can reach her at her Las Vegas Real Estate website. http://www.lvrealproperties.com/

Written by: Ingrid Macher
   


(8) New Online "One Stop Shopping"

My Web Page Updated - December 22nd, 2005

I have added a New Page to my Web Site. This page allows you to find many items like flowers, cellphones, steak, jewellery, pet supplies, pet medicines, rings, puzzels, kids toys, window blinds, food, wine, and much, much more. I will continue to add on more as time goes on. I am trying to make a "One Stop Shopping" experience online for those that do not have time to surf and find the things they need. Or sorta like a window shopping experience. I have purchased items from the companies that I have listed so I know first hand they are legitimate and trustworthy. They are many discounts I have worked out for my web site visitors as well. So when you visit... be sure to save as favorite places so you can revisit. I will continue to have more companies as the weeks go by as well as more specials. Merry Christmas to All and we wish you a very properous New Year.

******************** One Stop Shopping

Jim's Favorite Shops

Click Link Below to Visit My New

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http://www.jimbonham.com/OneStopShop.html

About the author:

Jim is the Creator of Bonham Enterprise's

A NEW Online Classifieds that works!

Both for buyers a sellers!

Free Application for Residential & Commercial Loans

100% Loan with Credit Score as Low as 570!!

http://www.jimbonham.com



Written by: Jim Bonham